Insurance
Insurance Plans
We offer insurance financing options that make sense for families and individuals, and provide a means for our patients to seek the care they need to improve their oral health and make their smile even and bright. Contact us today
Meet Dr. Timothy Hardy, our Orthodontist. Read more About our Office.
Insurance Companies
PPO
We accept many PPOs, including
- Guardian, Humana
- GEHA
- Metlife
- Principal
- Tricare
- United Concordia
- United Healthcare
- Aetna
- Ameritas
- Cigna
- Anthem
- BCBC
- Delta Dental Connection, and more.
If you don’t see your insurance here, please give us a call. Our benefits coordinator will be glad to review your insurance coverage and also help you file any claims.
We at Hardy Orthodontics believe that caring for your oral health should be affordable and attainable for everyone. To make it possible for all of our patients we accept many payment methods including cash, debit/credit, insurance, CareCredit, and even zero-interest financing.
Insurance FAQ
What's a covered benefit?
Treatment that is recommended by a dentist, is listed on the fee schedule, and accepted under the terms of your group's plan.
What's optional treatment?
Treatment that is either not listed on your fee schedule or more than the minimum to restore the tooth back to its original function.
What's the difference between indemnity, PPO, HMO, & discount insurance plans?
Indemnity or Traditional Insurance reimburses members or dentists at the dentist's UCR (Usual, Customary & Reasonable fee). This allows the subscriber to go to any dental office without being limited to a panel.
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